Fix type variable substitution in gen_Newtype_fam_insts

Previously, `gen_Newtype_fam_insts` was substituting the type variable binders
of a type family instance using `substTyVars`, which failed to take type
variable dependencies into account. There is similar code in
`GHC.Tc.TyCl.Class.tcATDefault` that _does_ perform this substitution properly,
so this patch:

1. Factors out this code into a top-level `substATBndrs` function, and
2. Uses `substATBndrs` in `gen_Newtype_fam_insts`.

Fixes #23329.